Thursday, December 13, 2018
Sarfaraz A Rehman: Time and Money relationship
Sarfaraz A Rehman: Time and Money relationship: *worldatlas.com On reviewing insights into a time and money...
Time and Money relationship
*worldatlas.com
In a lifetime of approximately 80 years (remember today’s world average is already over 70), we essentially live it in three periods:
Pre-adulthood (25 years)
Breaking down the above 80 years into broad activities:
Sleep (30%)
'Disposable available money' during the three periods, as a percentage of a whole lifetime, is skewed dramatically towards the retirement period. This happens because you earn little in the pre-adulthood period; have many commitments in the work years; and build up a savings bank just pre-retirement (which is normally a period of less commitments/higher earnings). This is then available as disposable money during the retirement years.
Pre-adulthood (25 years)
Regular work period (35 years)
Retirement (20 years)
Breaking down the above 80 years into broad activities:
Sleep (30%)
Work (27%)
Drudgery, exercise, playing, eating, health (21%)
Own time (12%)
Spirituality/religiosity/conscience work (5%)
Miscellaneous (5%)
'Disposable available money' during the three periods, as a percentage of a whole lifetime, is skewed dramatically towards the retirement period. This happens because you earn little in the pre-adulthood period; have many commitments in the work years; and build up a savings bank just pre-retirement (which is normally a period of less commitments/higher earnings). This is then available as disposable money during the retirement years.
Divide 'disposable available money', in terms of the spending on above named activities. The 'drudgery, exercise, playing, eating, health' activity takes more than 50% of disposable available money; ‘Miscellaneous’ over 40% (in retireiment our expenditure narrows, as our activities narrow). So the following fascinating conclusions occur.
A) we do not have money most of our lives, while striving to obtain it - i.e. the first 60 years.
B) when we do have money, we are old, unable to use it, and a large portion is spent on health maintenance or recovery. Not on using the available money for enjoyment.
A) we do not have money most of our lives, while striving to obtain it - i.e. the first 60 years.
B) when we do have money, we are old, unable to use it, and a large portion is spent on health maintenance or recovery. Not on using the available money for enjoyment.
C) 40% of our money is spent on an amorphous/ambiguous ‘Miscellaneous’. This ‘Miscellaneous’ in time spent proportion, is only 5% of our lifetime and that too mostly in our later years. The conclusion derived from this statement is, that ‘Miscellaneous’ spent is either wasted or left as a legacy for our progeny.
D) so the real question is, why do we struggle, take stress and spoil our health to get money, when it does not benefit us at all?
I am, to say the least, flummoxed.
Saturday, December 1, 2018
Sarfaraz A Rehman: What is strength?
Sarfaraz A Rehman: What is strength?: * From Wikipedia Maria Andreyevna Rogova waddles off to the roadside cafe in...
What is strength?
*From Wikipedia
Maria Andreyevna Rogova waddles off to the roadside cafe in emigre Paris accompanied by the forceful stranger, under huge duress, high emotion and great fear. She has just been informed her long lost daughter is in great distress and the stranger brings news of this, forcing her to abandon her fear and sit down with him. The thought which occurs to Maria is “from the strong I can protect myself. God preserve me from the weak.”
Thirty plus years ago, when I first read these words in Smiley’s People, I passed them by without much thought. In later years as experience gathered, the words of John Le Carre have turned profound and have carried deeper and deeper meaning and I keep returning to these words, as they have been proved time and again.
The characteristic of strength, is a lack of genuine fear. Not the gung-ho ‘I am a brave person and take on everyone’ variety. That is bravado; anyone can talk it up. The identification of this real lack of fear is a quiet understanding of what one is and within this capability, to live by principles, treat all as equals, be equitable and fair, have patience and show grace in all circumstances. Above all to be honest and help others, without prejudice. Such people are strong, they exude comfort and trust. They typically will go about their life with humility and contentment.
The weak abound. Deep within they know the cracks. Cracks they hide, because they do not have the strength to face and repair these flaws. So they delude themselves. Instead a facade of power is created. They will dominate much, force much, carry this wrecking show through life damaging much. As time goes on they will become more entrenched, as the facade is established and they have to maintain it. Deeper and deeper this spiral will go and they will go stamping on their domain, creating fear rather than respect. That is the fear which Le Carre is talking about.
Of the strong there are few left, in this helter skelter, fast, humbug consumer world of ours, but wherever they are they leave much bigger footsteps, than seems possible. The weak are everywhere. Social media reveals them in droves. Trolls, bullies pushing their thoughts, shouting down others. You see them in the racists, the superior intellectual, the tough corporate hitman, the liberal beating their drum, the dogmatic reformer who rules by fear not reason.
Whenever you find someone who is genuinely strong, they will be doing something of worth, despite the struggle they are going through. Typically, this something is for others. The weak, they will have only one beneficiary, that is themselves.
Le Carre said much in just one small sentence.
Friday, November 16, 2018
Sarfaraz A Rehman: Prejudice leaps forward
Sarfaraz A Rehman: Prejudice leaps forward: Humans are strangely self righteous and tribal about what is not in alignment with their thoughts and familiarity zone. This same though...
Sunday, November 11, 2018
Prejudice leaps forward
Humans are strangely self righteous and tribal about what is not in alignment with their thoughts and familiarity zone. This same thought process is the basis of prejudice and racialism, and in more extreme cases death and destruction.
You see it starkly in human behaviour. Take a nice, suburban middle-aged woman as an example. She is quite honest and caring about people and is always ready to help others. Place her in a public area next to a scruffy, dirty youth. Watch how she reacts. I have seen this a few times at airports and metros. The otherwise quite nice lady, will be abhorred by the disagreeable presence next to her, and wants to get away, so long as it is not construed as being rude. In the time of Trumpism, nothing is considered rude (that filter has been taken away), so more than likely the lady will change seats.
Why? Because she is now judging and rejecting the presence which is contrary to her image of comfort zone. But has the young scruffy person done someone any harm, has he committed a crime? No! That is what prejudice is. Expand it further and it becomes racialism and sectarianism. Take it a bit further, it leads to death and destruction. Notice the coloured guys who are regularly shot by police in USA, simply on racial profiling. Normally, these police personnel would sit and eat with them, but under stress they can behave like narrow hateful beings when confronted with the out of the ordinary.
Do not be surprised that suddenly prejudice is appearing in droves in apparently very enlightened societies. The seed had always been present. But it had not been watered for several decades. Today its been watered and prepared to come out and so it is visible in tens of millions. It is going to appear more, because the genie is out of the bottle now. It takes a small time for society to deteriorate, but it can take decades to put them back on the right path again.
Similar events happened some 100 years ago and it took much death and destruction to control it. I hope this time humans find a saner and more peaceful way to put humanity back where it should be. Though my reality says it will be a long rocky road. Sadly!
Tuesday, November 6, 2018
Sarfaraz A Rehman: A Concept of Living
Sarfaraz A Rehman: A Concept of Living: Br.freepik.com
Through long contemplation and discussions, one reaches the conclusi...
Through long contemplation and discussions, one reaches the conclusi...
A Concept of Living
- We think we will live forever
- Will always be healthy
- Always have money and a job to rely on
- Forever have friends and family
- Our bodies will always stay young
- Our looks are everlasting
- Our brain will always be sharp and incisive
- We will always keep progressing
Sadly “none of this is true and nothing will last”. When it is gone, it will seem like the end has come too quickly.
So, we must coax ourselves to believe
- We will die soon enough
- Our job, our money and fame will not last
- Our friends will depart
- We will lose our family one way or the other
- We are terminal beings, we decline and disappear
With such a belief, we “must” live life as if every moment counts. Because it does. Once gone, it will never comeback. Our end maybe tomorrow, and there is so much to do. It is a race against time to fit all the living in.
The outline of that living is....
- A strong belief in Allah, is the best defence
- Forgive as a compulsion
- Do not carry a grudge
- Love properly with a tender heart
- Be generous, give, give and give
- Do not fall into envy
- Speak softly (the listener is human too)
- Laugh a lot
- Read a lot
Let us think life is an adventure and leave bits of ourselves wherever we are. That way we will become eternal.
Sadly it has taken me a lifetime to realise this simple illusion and the reality. (😏😊)
Thursday, October 18, 2018
Proud of themselves
Recently, in a CNN interview, someone stated, “I am incredibly proud of myself”.
Proud of themselves! We hear it claimed so often, in recent times. In a world of seven and half billion people, the Earth being one of billions in this universe, this person is proud of himself?
His judgement is at the ratio of 1 divided by 7.5 billion people. He also happens to be 100 per cent biased, with a complete lack of objectivity. Moreover, it is based on one known event. The other wrongs committed in his life, are set aside. As is the help received along the way and the luck he has profited from. All that ends up being personalised into this one statement. Phew!
But in today’s world, it is claimed with impunity. When the door to narcissism opens, it becomes a contagion. Others feel its fine to say it. They too will set aside simple decency and humbleness and claim it. Soon, the young person sitting in front of you for a job interview, will come prepared to say why he is ‘proud of himself’. It’s tiresome.
Narcissism is taking hold of everyday discussions. On media and social media, but also in the rooms of organisations. Unfortunately, it has a very bad side effect. Few are now ready to listen, because they are ‘proud of themselves’. It cascades into social behaviour and society is polarised. Eventually, ‘everyone is always right’.
So what happens to the decent, humble person who does not want to beat their drum. They (a vast majority, just a couple of decades ago) go into hiding. When they go into hiding, this world becomes beastly.
So what happens to the decent, humble person who does not want to beat their drum. They (a vast majority, just a couple of decades ago) go into hiding. When they go into hiding, this world becomes beastly.
Some millions of years ago, one Iblis refused a command, because he was proud of himself. It led to humans taking this arduous journey in the first place. It is humanity’s ‘one core test’, which we are failing. In the past centuries, it was just one individual in hundreds who was prone to it. Today, it resides in most of us, moves in and out of our homes, offices and malls and is on our roads. Sit back and think about the catastrophic effect of this contagion on mankind. It is coming to a major reckoning and we are mindlessly rushing towards it.
* the image is from Dreamstime.com
Monday, September 24, 2018
Sarfaraz A Rehman: Waqt ne kiya, kya haseen sitam
Sarfaraz A Rehman: Waqt ne kiya, kya haseen sitam: He walked past on the other side of the road. Had I not been looking directly at him, it would be impossible to recognise him. The heig...
Subscribe to:
Posts (Atom)